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Enrollment Information

Enrollment Information

Annual Insurance Enrollment Closed

The deadline to enroll was Wednesday, June 4. Changes made during annual enrollment will be effective Oct. 1 (Flexible Spending Accounts will be effective Sept. 1).

Please note that enrollment did NOT occur for dental plans. A separate enrollment for dental will take place once negotiations are complete.

If you've had an approved family status change and need to make changes to your current plans, please contact Insurance Benefits at 407.317.3245.

    • Cigna Easy Choice Tool
      • Use this tool to help you decide which plan works best for your needs and compare your options.
    • 2025-26 Rate Sheet
      • This rate sheet provides the monthly and biweekly premiums for medical, optional life, vision and disability plans. There are two sets of medical rates, depending on your coverage effective date. Review the rate sheet carefully in order to understand your deductions.
    • Benefits at a Glance
      • Use this side-by-side comparison of the four medical plans to help you make your decisions for the 2024-25 plan year.
    • 2025-26 Plan Changes
      • Use this document to review the 2025-26 plan changes.
    • Provider Directories
      • Use the instructions to find in-network providers for the medical and vision plans. Make sure that your provider participates in your plan before you make your selection.
    • Add a Dependent
      • Use this document to help you add a dependent and their documentation in the MyOCPS portal. Once complete you MUST link your dependent to the appropriate plan(s) for coverage.
    • Add a Beneficiary
      • Use this document to help you add beneficiaries to your OCPS-Paid Life Insurance in the MyOCPS portal and designate primary and contingent status.
    • High Deductible Health Plan Preventive Drug List
      • Certain preventive drugs can be filled and paid with your plan's copay or coinsurance even if you haven't met the plan's deductible. Use this document to review the drugs.

    • Portal Instructions
      • Use this document to help you access the myOCPS portal and make your selections for annual enrollment. Follow ALL of the steps. You MUST save your changes and save a copy for your records.
    • ​​​​​​​Medical Plans Video
      • Watch this overview of the four medical plans and pharmacy benefits available during this year's annual enrollment period.

  • This information is being provided as required by the Affordable Care Act (ACA). This is a summary of details of the policy. The SBCs below are for the plans effective October 1, 2025.

  • Find dates, times and locations for the Information Sessions on the flyer linked here.

  • 2025-26 Optional Plans Available

    • Watch this brief overview of life, disability, vision and flexible spending account plan options available during this year's annual enrollment period.

    Dental Enrollment Delayed

    • OCPS issued a Request for Proposal this spring for dental services. The selection committee, comprised of members from CTA, OESPA and the district, worked diligently to evaluate the proposals. At this time negotiations continue and the dental provider and options for this year’s annual enrollment are not available. Once negotiations are complete, you will have an opportunity to add or drop dental coverage for yourself and eligible dependents in a dental-only enrollment.

    Humana Vision Care Plan

    • Review the Humana Vision Care information here.

    Term Life Insurance

    • Watch this brief video to learn more about your term life insurance offered through Lincoln Financial.


    Term Life Handbook Section

    • Find detailed information regarding the term life insurance offered to employees.

    Flexible Spending Accounts
    FSAs can provide significant savings to you.  You set aside funds on a pretax basis to spend on qualifying healthcare expenses (General Purpose FSA or Limited Purpose FSA) for you and your eligible family members or qualifying dependent care expenses, like daycare, (Dependent Care FSA) throughout the plan year.

    • General Purpose Health Care FSA
      • This handout provides information on how FSAs work, provides examples of qualifying expenses and a savings example.
    • Limited Purpose FSA (for those enrolled in Plan B with the Health Savings Account)
      • This handout provides information on a limited purpose FSA and examples of qualifying expenses.
    • Dependent Care FSA
      • This handout provides information on how a dependent care FSA works, examples of qualifying expenses and a savings example.

    Group Universal Life Insurance
    You may purchase additional life insurance in $10,000 increments.  See the flyer for more information and use the applications below to apply for coverage.

    Disability Insurance
    Disability insurance replaces a portion of your income if you become disabled and unable to work.  Use the links below for more information.

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